Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

header-treasury
 

UnionBank High Net Worth Medium-Term Peso Fixed Income Portfolio

 

Launch Date: July 1 2016
Currency of Participation: Philippine Peso
Minimum Investment: PHP 10,000,000.00
Return Objective: The UnionBank High Net Worth Medium-Term Peso Fixed Income Portfolio is a peso-denominated bond fund designed to provide high net worth individual & corporate investors higher returns than traditional fixed-income savings products.
Client Suitability: A client profiling process should be performed prior to participating in the Fund to guide the prospective investor if the Fund is suited to his/her investment objectives and risk tolerance. Clients are advised to read the Declaration of Trust/Plan Rules of the Fund, which may be obtained from the Trustee, before deciding to invest.

The UnionBank High Net Worth Medium-Term Peso Fixed Income Portfolio is suitable only for investors who are of legal age and have a Moderately Conservative risk profile
Risk Parameters:

1. Credit Risk - LOW
- Limited to government securities and investment-grade corporate bonds

2. Market Risk – LOW
- Modified Duration* Limit: 5.00

Initial NAV per Unit: PHP 100.00
Time Horizon: All individuals of legal age and corporations with a medium to long-term investment horizon
- Minimum Holding Period: Not Applicable
- Early redemption fee: Not Applicable
Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Tax: Subject to regular withholding tax of 20% on interest income.
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 2:30 PM. Withdrawals will be funded one (1) banking day after the date of transaction.
Liquidity: To ensure adequate liquidity to meet daily fund withdrawals, at least 5% of investment will be in highly liquid instruments
Valuation Method: Mark-to-market value of the fund revalued daily less fees and applicable taxes
Trust Fees: 0.125% per annum based on total market value of the fund

 

 

 
Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITF investments are not deposit accounts. The investments are not insured with the PDIC and do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP-approved UITF Plan is available for inspection by any UITF investor.

The trustee is not liable for any loss unless upon willful default, bad faith or gross negligence

 

Historical - High Net Worth Medium-Term Peso Fixed Income
Oct 16, 2019
DateNavPuYTDYOY
04/12/2019 103.544307 6.12% 5.03%
04/11/2019 103.963846 6.55% 5.89%
04/10/2019 103.947506 6.53% 5.76%
04/08/2019 104.140599 6.73% 6.08%
04/05/2019 103.983390 6.57% 6.21%
04/04/2019 104.166171 6.76% 6.44%
04/03/2019 104.339289 6.94% 6.37%
04/02/2019 104.862687 7.47% 6.70%
04/01/2019 104.863003 7.47% 6.57%
03/29/2019 104.871164 7.48% 6.58%
03/28/2019 104.788033 7.40% 6.50%
03/27/2019 103.126457 5.69% 5.15%
03/26/2019 102.785110 5.34% 4.81%
03/25/2019 102.647766 5.20% 4.40%
03/22/2019 102.539101 5.09% 4.50%
03/21/2019 102.563091 5.11% 4.85%
03/20/2019 101.989654 4.53% 4.14%
03/19/2019 101.786616 4.32% 3.70%
03/18/2019 101.587248 4.11% 3.61%
03/15/2019 101.445871 3.97% 3.59%
03/14/2019 101.570365 4.10% 3.72%
03/13/2019 101.682670 4.21% 3.73%
03/12/2019 101.423397 3.95% 3.93%
03/11/2019 101.177203 3.69% 3.61%
03/08/2019 101.130068 3.65% 3.62%
03/07/2019 101.116173 3.63% 3.53%
03/06/2019 101.071737 3.59% 2.42%
03/05/2019 101.030538 3.54% 2.44%
03/04/2019 101.361692 3.88% 2.83%
03/01/2019 101.273277 3.79% 2.86%
02/28/2019 101.224511 3.74% 2.74%
02/27/2019 101.215825 3.73% 2.75%
02/26/2019 101.029407 3.54% 2.55%
02/22/2019 101.691256 4.22% 3.32%
02/21/2019 101.656855 4.19% 3.24%
02/20/2019 101.751602 4.28% 3.11%
02/19/2019 101.509251 4.03% 2.73%
02/18/2019 101.527393 4.05% 2.70%
02/15/2019 101.482967 4.01% 2.65%
02/14/2019 101.618244 4.15% 2.72%
02/13/2019 101.599715 4.13% 2.80%
02/12/2019 100.968509 3.48% 2.52%
02/11/2019 101.446582 3.97% 2.90%
02/08/2019 101.571427 4.10% 2.70%
02/07/2019 101.602891 4.13% 2.54%
02/06/2019 102.119625 4.66% 3.01%
02/04/2019 101.856472 4.39% 2.42%
02/01/2019 101.708928 4.24% 2.27%
01/31/2019 101.318101 3.84% 2.18%
01/30/2019 100.776616 3.28% 1.54%
01/29/2019 99.601551 2.08% 0.37%
01/28/2019 99.544147 2.02% 0.59%
01/25/2019 99.458312 1.93% 0.32%
01/24/2019 99.437327 1.91% 0.30%
01/23/2019 99.456697 1.93% 0.33%
01/22/2019 99.454122 1.93% 0.34%
01/21/2019 99.645480 2.12% 0.08%
01/18/2019 99.831732 2.32% 0.29%
01/17/2019 100.033221 2.52% 0.54%
01/16/2019 99.730997 2.21% 0.23%
01/15/2019 99.624202 2.10% 0.12%
01/14/2019 99.654533 2.13% 0.11%
01/11/2019 99.382077 1.85% -0.07%
01/10/2019 98.581534 1.03% -0.77%
01/09/2019 98.077549 0.52% -1.18%
01/08/2019 98.058596 0.50% -1.43%
01/07/2019 97.907428 0.34% -1.67%
01/04/2019 97.535436 -0.04% -2.02%
01/03/2019 97.384238 -0.19% -2.14%
01/02/2019 97.672910 0.10% -1.71%
12/28/2018 97.572271 -1.81% -2.12%
12/27/2018 97.519735 -1.87% -2.12%
12/26/2018 97.432194 -1.95% -2.21%
12/21/2018 97.356159 -2.03% -2.37%
12/20/2018 97.420962 -1.97% -1.93%
12/19/2018 97.469633 -1.92% -1.76%
12/18/2018 97.249335 -2.14% -2.24%
12/17/2018 97.234621 -2.15% -2.17%
12/14/2018 97.322047 -2.07% -2.03%
12/13/2018 97.203432 -2.19% -2.13%
12/12/2018 97.274306 -2.11% -2.05%
12/11/2018 97.504759 -1.88% -1.76%
12/10/2018 97.561297 -1.82% -1.75%
12/07/2018 97.485223 -1.90% -1.87%
12/06/2018 97.372271 -2.02% -2.08%
12/05/2018 97.405508 -1.98% -1.68%
12/04/2018 97.398500 -1.99% -2.05%
12/03/2018 97.439040 -1.95% -1.87%
11/29/2018 97.318429 -2.07% -2.22%
11/28/2018 97.302941 -2.08% -1.95%
11/27/2018 97.167586 -2.22% -2.27%
11/26/2018 97.426904 -1.96% -1.96%
11/23/2018 96.831337 -2.56% -2.52%
11/22/2018 96.800071 -2.59% -2.52%
11/21/2018 96.792453 -2.60% -3.05%
11/20/2018 96.663871 -2.73% -3.27%
11/19/2018 97.033747 -2.36% -2.89%
11/16/2018 96.732505 -2.66% -3.08%
11/15/2018 96.712869 -2.68% -2.74%
11/14/2018 96.708905 -2.68% -2.87%
11/13/2018 96.757905 -2.63% -2.78%
11/12/2018 96.740360 -2.65% -2.87%
11/09/2018 96.665176 -2.73% -3.31%
11/08/2018 96.619977 -2.77% -2.44%
11/07/2018 96.327516 -3.07% -3.17%
11/06/2018 96.236339 -3.16% -3.38%
11/05/2018 96.235167 -3.16% -3.59%
10/31/2018 96.301195 -3.09% -3.57%
10/30/2018 96.201536 -3.19% -3.67%
10/29/2018 95.881049 -3.52% -4.07%
10/26/2018 96.043620 -3.35% -3.99%
10/25/2018 96.337643 -3.06% -3.85%
10/24/2018 96.137475 -3.26% -4.09%
10/23/2018 96.252653 -3.14% -3.89%
10/22/2018 95.874451 -1.00% -1.78%
10/19/2018 96.212937 -3.18% -4.25%
10/18/2018 96.467842 -2.93% -3.69%
10/17/2018 96.414772 -2.98% -3.63%
10/16/2018 96.550753 -2.84% -3.79%
10/15/2018 96.506390 -2.89% -3.81%
10/12/2018 97.148804 -2.24% -2.88%
10/11/2018 97.058428 -2.33% -3.15%
10/10/2018 97.067499 -2.32% -2.84%
10/09/2018 97.171650 -2.22% -3.00%
10/08/2018 97.313487 -2.07% -2.80%
10/05/2018 97.418676 -1.97% -2.80%
10/04/2018 97.363266 -2.02% -2.81%
10/03/2018 97.035671 -2.35% -2.87%
10/02/2018 97.147744 -2.24% -2.80%
10/01/2018 97.043307 -2.35% -2.92%
09/28/2018 97.453113 -1.93% -2.39%
09/27/2018 97.405032 -1.98% -2.72%
09/26/2018 97.079166 -2.31% -2.90%
09/25/2018 97.503956 -1.88% -1.65%
09/24/2018 97.327754 -2.06% -2.24%
09/21/2018 97.415733 -1.97% -1.58%
09/20/2018 97.226938 -2.16% -1.82%
09/19/2018 97.484798 -1.90% -1.98%
09/18/2018 97.815817 -1.57% -1.17%
09/17/2018 97.799299 -1.59% -1.83%
09/14/2018 97.648030 -1.74% -1.85%
09/13/2018 97.640565 -1.75% -1.76%
09/12/2018 97.688422 -1.70% -1.79%
09/11/2018 97.795287 -1.59% -1.68%
09/10/2018 97.951377 -1.43% -1.61%
09/07/2018 97.879908 -1.50% -1.16%
09/06/2018 98.096121 -1.29% -1.33%
09/05/2018 98.161147 -1.22% -1.01%
09/04/2018 98.419017 -0.96% -0.75%
09/03/2018 98.434764 -0.95% -0.59%
08/31/2018 98.923312 -0.45% -0.10%
08/30/2018 98.872769 -0.51% 0.37%
08/29/2018 98.793694 -0.58% -0.16%
08/28/2018 98.823193 -0.56% 0.00%
08/24/2018 98.786027 -0.59% -0.01%
08/23/2018 98.385646 -1.00% -0.51%
08/22/2018 98.382928 -1.00% -0.32%
08/20/2018 98.382491 -1.00% 0.08%
08/17/2018 98.246296 -1.14% -0.41%
08/16/2018 98.260076 -1.12% 0.21%
08/15/2018 98.199173 -1.18% -0.29%
08/14/2018 98.526572 -0.85% 0.26%
08/13/2018 98.510232 -0.87% 0.34%
08/10/2018 98.531545 -0.85% 0.70%
08/09/2018 98.480220 -0.90% 0.29%
08/08/2018 98.521498 -0.86% 0.46%
08/07/2018 98.183077 -1.20% 0.13%
08/06/2018 98.160423 -1.22% -0.19%
08/03/2018 98.138370 -1.24% -0.46%
08/02/2018 98.216056 -1.17% -0.10%
08/01/2018 98.869036 -0.51% 0.14%
07/31/2018 98.822157 -0.56% 0.13%
07/30/2018 98.725875 -0.65% 0.38%
07/27/2018 98.683627 -0.70% 0.29%
07/26/2018 98.646062 -0.73% 0.34%
07/25/2018 98.641747 -0.74% 0.29%
07/24/2018 98.745610 -0.63% 0.42%
07/23/2018 98.646559 -0.73% 0.34%
07/20/2018 98.796038 -0.58% 0.50%
07/19/2018 98.806783 -0.57% 1.23%
07/18/2018 98.708455 -0.67% 1.15%
07/17/2018 98.680317 -0.70% 0.63%
07/16/2018 98.517812 -0.86% 0.60%
07/13/2018 98.187516 -1.19% 0.19%
07/12/2018 97.963702 -1.42% 0.16%
07/11/2018 97.936993 -1.45% 0.33%
07/10/2018 98.110519 -1.27% 0.51%
07/09/2018 98.035075 -1.35% 0.47%
07/06/2018 97.892044 -1.49% 0.22%
07/05/2018 97.946580 -1.44% 0.24%
07/04/2018 97.721840 -1.66% 0.05%
07/03/2018 97.820986 -1.56% 0.18%
07/02/2018 98.138041 -1.24% 0.04%
06/29/2018 98.035083 -1.35% -0.19%
06/28/2018 98.001785 -1.38% -0.19%
06/27/2018 97.982069 -1.40% -0.26%
06/26/2018 98.434830 -0.95% 0.28%
06/25/2018 98.298188 -1.08% 0.14%
06/22/2018 98.326214 -1.06% 0.27%
06/21/2018 98.254257 -1.13% 0.17%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.