Trust and Investments

At UnionBank Trust and Investment Services Group, we understand that individuals may have distinct financial needs and objectives.

header-treasury
 

UnionBank Long Term Fixed Income Portfolio

The UBP Long Term Fixed Income Portfolio is a peso-denominated fund that seeks regular income by investing in a diversified portfolio of primarily investment-grade fixed-income instruments. It seeks capital preservation with competitive fixed-income returns and relatively low earnings volatility. It is ideal for investors with a long term investment horizon.

 

Launch Date: June 1, 2005
Currency of Participation: Philippine Peso
Minimum Investment: PHP100,000.00
Return Objective: The Fund is a peso-denominated fund that seeks total return by investing in a diversified portfolio of primarily investment-grade fixed-income instruments.
Client Suitability: A client profiling process should be performed prior to participating in the Fund to guide the prospective investor if the Fund is suited to his/her investment objectives and risk tolerance. Clients are advised to read the Declaration of Trust/Plan Rules of the Fund, which may be obtained from the Trustee, before deciding to invest.

The UnionBank Long Term Fixed Income Portfolio is suitable only for investors who are of legal age and have a Moderately Conservative risk profile
Risk Parameters:

Credit Risk - LOW
- Limited to government securities and investment-grade corporate bonds

Market Risk -LOW
-Modified Duration: 7

Modified Duration - is the percentage price change of a fixed income instrument for a given change in the level of interest rates. Duration of 1 means that the price of a fixed income instrument is expected to change by 1% for every 100 basis point (1%) shift in the level of interest rates. The higher the duration of an instrument, the higher its risk (all other factors kept equal).
Interest rates have an inverse relationship with fixed income prices so that an increase in interest rates generally leads to a decrease in fixed income prices and vise versa.

Liquidity: At least 5% of investments will be in highly liquid instruments.
Initial NAV per Unit: PHP 100.00
Time Horizon:

All individuals of legal age and corporations with a medium to long-term investment horizon
- 365 day minimum holding period
- Early redemption fee of 0.25% of the redeemed amount or P500.00 whichever is higher

Regulatory: Subject to Bangko Sentral ng Pilipinas regulations governing the creation, administration and investments of Unit Investment Trust Funds as outlined in BSP Circular 447 Series of 2004 and Section UX410 of the Manual of Regulations for Banks.
Valuation Method: Mark-to-market value of the Fund revalued daily less fees and applicable taxes
Acceptance & Withdrawal Procedure: Investments into the fund may be accepted on any banking day, at the prevailing NAV per unit. All investments and withdrawals should be processed before 2:30 PM. Withdrawals will be funded one (1) banking days after the date of transaction.
Trust Fee: 1% p.a. based on the total market value of the fund.

 

 
Account Opening Procedures
Accounts may be opened at any UnionBank branch
Only cleared funds from an UnionBank savings account are acceptable for investment
Investments and withdrawals may be made at any UnionBank branch

 

All Unit Investment Trust Funds (UITFs) are regulated by the Bangko Sentral ng Pilipinas. UITF investments are not deposit accounts. The investments are not insured with the PDIC and do not carry a guaranteed rate of return. Past performance is not necessarily a guide to future performance. Gains and losses are solely for the account of the investor. A copy of the BSP-approved UITF Plan is available for inspection by any UITF investor.

The trustee is not liable for any loss unless upon willful default, bad faith or gross negligence

 

Historical - UnionBank Long Term Fixed Income
Oct 16, 2019
DateNavPuYTDYOY
04/12/2019 138.863891 8.54% 5.09%
04/11/2019 139.294142 8.87% 5.65%
04/10/2019 139.303295 8.88% 5.52%
04/08/2019 139.697766 9.19% 5.81%
04/05/2019 139.800195 9.27% 6.04%
04/04/2019 140.349274 9.70% 6.43%
04/03/2019 140.064159 9.47% 6.49%
04/02/2019 141.202467 10.36% 7.38%
04/01/2019 141.206746 10.37% 7.40%
03/29/2019 141.081050 10.27% 7.30%
03/28/2019 141.170311 10.34% 7.37%
03/27/2019 139.465885 9.01% 6.16%
03/26/2019 135.978524 6.28% 3.11%
03/25/2019 137.242942 7.27% 4.64%
03/22/2019 136.701402 6.85% 4.13%
03/21/2019 136.911393 7.01% 4.01%
03/20/2019 135.834814 6.17% 3.23%
03/19/2019 135.664586 6.04% 2.97%
03/18/2019 134.947453 5.48% 2.45%
03/15/2019 134.723137 5.30% 2.16%
03/14/2019 134.708797 5.29% 2.16%
03/13/2019 134.733796 5.31% 2.24%
03/12/2019 134.834587 5.39% 3.20%
03/11/2019 134.554409 5.17% 2.75%
03/08/2019 134.536975 5.15% 2.64%
03/07/2019 134.528046 5.15% 2.63%
03/06/2019 134.516059 5.14% 0.82%
03/05/2019 134.480660 5.11% 0.81%
03/04/2019 134.405876 5.05% 0.81%
03/01/2019 134.367579 5.02% 0.79%
02/28/2019 134.593698 5.20% 0.95%
02/27/2019 134.185936 4.88% 0.71%
02/26/2019 134.201153 4.89% 0.69%
02/22/2019 135.671700 6.04% 1.75%
02/21/2019 135.653666 6.03% 1.42%
02/20/2019 135.391280 5.82% 1.21%
02/19/2019 135.358467 5.80% 1.23%
02/18/2019 135.580866 5.97% 1.48%
02/15/2019 135.611609 5.99% 1.50%
02/14/2019 135.675310 6.04% 1.56%
02/13/2019 135.652433 6.03% 1.70%
02/12/2019 133.836901 4.61% 0.34%
02/11/2019 135.270027 5.73% 1.41%
02/08/2019 135.775151 6.12% 1.76%
02/07/2019 135.553510 5.95% 1.49%
02/06/2019 137.050779 7.12% 2.61%
02/04/2019 136.541446 6.72% 2.15%
02/01/2019 136.151956 6.42% 1.72%
01/31/2019 135.503427 5.91% 1.30%
01/30/2019 134.246988 4.93% 0.44%
01/29/2019 132.551878 3.60% -1.25%
01/28/2019 132.497506 3.56% -1.27%
01/25/2019 132.311622 3.42% -1.48%
01/24/2019 132.378376 3.47% -1.35%
01/23/2019 132.460288 3.53% -1.27%
01/22/2019 132.444331 3.52% -1.26%
01/21/2019 132.276697 3.39% -1.42%
01/18/2019 132.880891 3.86% -0.95%
01/17/2019 132.892805 3.87% -0.79%
01/16/2019 132.449088 3.52% -0.61%
01/15/2019 132.157042 3.29% -0.80%
01/14/2019 132.266020 3.38% -0.67%
01/11/2019 131.661553 2.91% -1.14%
01/10/2019 129.656522 1.34% -2.89%
01/09/2019 128.889560 0.74% -3.32%
01/08/2019 128.884352 0.74% -3.59%
01/07/2019 128.668362 0.57% -3.69%
01/04/2019 128.732754 0.62% -3.86%
01/03/2019 128.463254 0.41% -3.97%
01/02/2019 127.963763 0.02% -4.55%
12/28/2018 127.942263 -4.57% -4.68%
12/27/2018 127.866874 -4.62% -4.73%
12/26/2018 127.766902 -4.70% -5.25%
12/21/2018 127.684672 -4.76% -5.21%
12/20/2018 127.794259 -4.68% -5.30%
12/19/2018 127.837206 -4.64% -5.06%
12/18/2018 127.581115 -4.83% -5.32%
12/17/2018 127.544025 -4.86% -5.43%
12/14/2018 127.404497 -4.97% -5.64%
12/13/2018 127.253100 -5.08% -5.63%
12/12/2018 127.413557 -4.96% -5.44%
12/11/2018 127.652693 -4.78% -5.53%
12/10/2018 127.763481 -4.70% -5.37%
12/07/2018 127.721216 -4.73% -5.31%
12/06/2018 127.680525 -4.76% -5.39%
12/05/2018 127.739933 -4.72% -5.38%
12/04/2018 127.625920 -4.80% -5.81%
12/03/2018 127.774234 -4.69% -5.25%
11/29/2018 127.698772 -4.75% -5.89%
11/28/2018 127.608048 -4.81% -5.57%
11/27/2018 127.514015 -4.88% -5.72%
11/26/2018 127.444823 -4.94% -5.72%
11/23/2018 127.382803 -4.98% -5.70%
11/22/2018 127.347902 -5.01% -5.67%
11/21/2018 127.164989 -5.15% -6.37%
11/20/2018 127.514082 -4.88% -6.14%
11/19/2018 127.495569 -4.90% -6.06%
11/16/2018 127.431219 -4.95% -6.17%
11/15/2018 127.400715 -4.97% -6.03%
11/14/2018 127.386513 -4.98% -6.15%
11/13/2018 127.369350 -4.99% -6.24%
11/12/2018 127.355030 -5.00% -6.30%
11/09/2018 127.302801 -5.04% -6.47%
11/08/2018 127.290271 -5.05% -6.53%
11/07/2018 127.277208 -5.06% -6.41%
11/06/2018 127.241798 -5.09% -6.41%
11/05/2018 127.176213 -5.14% -6.31%
10/31/2018 127.289304 -5.05% -6.23%
10/30/2018 127.146929 -5.16% -6.33%
10/29/2018 126.785794 -5.43% -6.65%
10/26/2018 126.970362 -5.29% -6.50%
10/25/2018 127.113528 -5.18% -6.42%
10/24/2018 126.857095 -5.37% -6.75%
10/23/2018 128.019487 -4.51% -5.83%
10/22/2018 126.902828 -5.34% -6.54%
10/19/2018 126.810672 -5.41% -6.71%
10/18/2018 126.678684 -5.51% -7.01%
10/17/2018 126.548783 -5.60% -7.18%
10/16/2018 126.566045 -5.59% -7.19%
10/15/2018 126.686457 -5.50% -7.06%
10/12/2018 128.042386 -4.49% -6.04%
10/11/2018 128.268015 -4.32% -5.48%
10/10/2018 128.302794 -4.30% -5.81%
10/09/2018 128.375539 -4.24% -5.77%
10/08/2018 128.976494 -3.79% -5.14%
10/05/2018 128.625847 -4.06% -5.41%
10/04/2018 128.580954 -4.09% -5.41%
10/03/2018 128.563383 -4.10% -5.13%
10/02/2018 128.671020 -4.02% -4.99%
10/01/2018 128.921034 -3.84% -5.83%
09/28/2018 128.764905 -3.95% -6.46%
09/27/2018 128.625947 -4.06% -6.62%
09/26/2018 128.518934 -4.14% -6.07%
09/25/2018 128.785964 -3.94% -5.61%
09/24/2018 128.865520 -3.88% -5.56%
09/21/2018 128.789490 -3.93% -5.51%
09/20/2018 128.366875 -4.25% -4.83%
09/19/2018 128.465590 -4.17% -4.93%
09/18/2018 128.506074 -4.14% -4.85%
09/17/2018 128.842094 -3.89% -5.00%
09/14/2018 128.925845 -3.83% -4.91%
09/13/2018 129.059253 -3.73% -4.55%
09/12/2018 129.095708 -3.70% -4.60%
09/11/2018 129.107961 -3.70% -4.57%
09/10/2018 129.098700 -3.70% -4.83%
09/07/2018 129.118358 -3.69% -4.70%
09/06/2018 129.244552 -3.59% -4.63%
09/05/2018 129.405004 -3.47% -4.35%
09/04/2018 129.790768 -3.19% -3.78%
09/03/2018 129.680498 -3.27% -3.52%
08/31/2018 131.173126 -2.16% -2.41%
08/30/2018 131.144336 -2.18% -2.53%
08/29/2018 130.424601 -2.71% -3.04%
08/28/2018 130.440254 -2.70% -3.06%
08/24/2018 130.577890 -2.60% -2.90%
08/23/2018 130.343125 -2.77% -3.18%
08/22/2018 130.327964 -2.79% -3.18%
08/20/2018 130.300364 -2.81% -2.96%
08/17/2018 130.209867 -2.87% -2.83%
08/16/2018 129.931546 -3.08% -2.89%
08/15/2018 129.894658 -3.11% -2.86%
08/14/2018 129.962026 -3.06% -2.62%
08/13/2018 130.080742 -2.97% -2.39%
08/10/2018 130.007953 -3.02% -2.54%
08/09/2018 130.442314 -2.70% -2.25%
08/08/2018 130.352674 -2.77% -2.28%
08/07/2018 129.214138 -3.62% -3.10%
08/06/2018 129.719701 -3.24% -3.81%
08/03/2018 129.580230 -3.34% -3.88%
08/02/2018 129.606949 -3.32% -3.89%
08/01/2018 130.905346 -2.36% -3.01%
07/31/2018 130.320143 -2.79% -3.38%
07/30/2018 130.504331 -2.65% -3.24%
07/27/2018 130.627900 -2.56% -3.26%
07/26/2018 131.269047 -2.08% -2.70%
07/25/2018 131.263653 -2.09% -2.85%
07/24/2018 131.525913 -1.89% -2.65%
07/23/2018 131.391877 -1.99% -2.57%
07/20/2018 131.479355 -1.93% -2.33%
07/19/2018 131.411708 -1.98% -2.38%
07/18/2018 131.412354 -1.98% -2.28%
07/17/2018 131.399498 -1.99% -2.53%
07/16/2018 131.391323 -1.99% -2.65%
07/13/2018 131.195052 -2.14% -2.59%
07/12/2018 131.097560 -2.21% -2.64%
07/11/2018 131.005436 -2.28% -1.11%
07/10/2018 131.003109 -2.28% -1.11%
07/09/2018 130.986431 -2.29% -1.15%
07/06/2018 131.005890 -2.28% -1.15%
07/05/2018 131.126353 -2.19% -1.50%
07/04/2018 131.068143 -2.23% -1.68%
07/03/2018 131.057517 -2.24% -1.32%
07/02/2018 131.333621 -2.04% -1.86%
06/29/2018 131.231573 -2.11% -1.69%
06/28/2018 131.185829 -2.15% -1.95%
06/27/2018 131.206845 -2.13% -2.76%
06/26/2018 131.404259 -1.98% -2.57%
06/25/2018 131.401282 -1.99% -2.57%
06/22/2018 131.366992 -2.01% -2.53%
06/21/2018 131.353368 -2.02% -2.51%
.

1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com/ and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 You can only type in your password or PIN using the virtual keyboard.

3 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

4 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser starts with https://ebanking.unionbankph.com and a padlock symbol (🔒) beside it.If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.
1 Make sure that the website address appearing on your browser is Union Bank of the Philippines and has a padlock symbol (🔒) beside it. If you see something different or there is no address appearing, please do not proceed and report to us immediately.

2 Keepyour device virus-free. Make sure you have an updatedanti-virus software.

3 To secure your account, we strongly advise you to avoid downloading your banking documents using a public computer




For more information, please visit theSafe Surfing Guidelinespage or call our 24-hour Customer Support at (02)8418600.